PRIVACY POLICY

Andraya Martin, Mortgage Agent Level 2, operating under Today's Mortgage Choice, Licence #13324 ("we," "our," or "us"), is committed to protecting your privacy and safeguarding your personal information in accordance with Canada's Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy laws.

1. Information We Collect

We may collect personal information that you voluntarily provide, including:

• Name

• Email address

• Telephone number

• Mailing address

• Employment information

• Financial information

• Mortgage and property-related information

• Any other information submitted through contact forms, applications, or consultations

We may also collect certain non-personal information automatically, including:

• IP address

• Browser type

• Device information

• Website usage data

• Cookies and analytics information

2. How We Use Your Information

We may use your personal information to:

• Respond to inquiries and requests

• Assess mortgage financing options

• Facilitate mortgage applications and approvals

• Communicate regarding products and services

• Improve website functionality and user experience

• Comply with legal and regulatory obligations

• Prevent fraud and verify identity

3. Consent

By providing personal information through this website, you consent to the collection, use, and disclosure of your information as described in this Privacy Policy.

You may withdraw your consent at any time, subject to legal or contractual restrictions and reasonable notice.

4. Disclosure of Information

Your personal information may be shared with:

• Mortgage lenders and financial institutions

• Credit reporting agencies

• Service providers assisting with mortgage processing

• Regulatory authorities where required by law

• Professional advisors and legal representatives where necessary

We do not sell personal information to third parties.

5. Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, disclosure, alteration, or destruction. However, no method of electronic transmission or storage is completely secure.

6. Cookies and Website Analytics

Our website may use cookies and similar technologies to enhance user experience and analyze website traffic. Users may adjust browser settings to refuse cookies; however, some website features may not function properly.

We may utilize third-party analytics services, including Google Analytics or similar tools, to understand website usage patterns.

7. Retention of Information

Personal information is retained only as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations, and satisfy regulatory record-keeping requirements.

8. Access and Correction

You have the right to request access to your personal information and request corrections to inaccurate or incomplete information, subject to applicable legal limitations.

9. Third-Party Websites

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those external websites.

10. Changes to This Policy

We reserve the right to update this Privacy Policy at any time. Changes will be posted on this page with an updated effective date.

11. Contact Us

If you have questions regarding this Privacy Policy or wish to access, update, or correct your personal information, please contact:

Andraya Martin, Mortgage Agent Level 2
Today's Mortgage Choice
Licence #13324